Perfect Christmas Gift Ideas for Mom

Christmas gift ideas for mom

Christmas Gift Ideas for Mom

In this article I am going to share some of the best Christmas gift ideas for mom!

In this list you will find some of the best Christmas gift ideas for mom. Find Christmas gifts your mom will love!

Tip: Do you want your gift fast and free? Have you tried Amazon Prime yet? Get free 2-day shipping when you sign up for a free 30-day trial of Amazon Prime, and enjoy the many benefits of this awesome service!

Also be sure to check out this article with 11 must-do tips to save money on your Christmas shopping! And learn 5 super simple ways to save $500 or more for Christmas! And also learn how to enjoy an awesome, debt-free Christmas! #win No Christmas hangover come January!

And be sure to check out these related articles:

 40+ Awesome Christmas Gifts for Kids!

25 Non Toy Christmas Gifts Your Kids Will Love!

15 Great Christmas Gift Ideas for Guys!

Awesome Christmas Gift Ideas for Outdoor Enthusiasts

 

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Top Christmas Gift Ideas for Men

Here are some of my favorite Christmas gift ideas for mom! If you are looking for budget-friendly Christmas gifts for mom, then check out these awesome gifts at a great price!

Click the images and links below for more information about each gift idea!

 

Genteele Sherpa Plush Throw Blankets


Mom will love this super soft, reversible, and warm throw blanket.Available in a wide variety of colors!

 

A Prayer for Mom Wall Art

This beautiful (and still budget friendly!) wall art will show your favorite mom how much you appreciate and love her.

This classy, versatile version is great for hanging on the wall or setting on your end table.

 

Funny Socks


Your favorite mom will get a get out of these funny (but also warm and comfy!) socks! Great stocking stuffer, too!

 

Best Books for Moms

Books are another great option for Christmas gift ideas for mom. Give mom the gift of remembering to take a few minutes for mindfulness each day.

 

This is a wonderful gift idea for moms with teens and tweens. I love the idea of sharing a journal like this with my daughters when they are older.

You can also find tons of great ideas for books for mom here.

 

 

Infusion Water Bottle


This is a high-quality, 100% leak-proof infusion water bottle. Makes a great stocking stuffer!

Flickering Flameless Candles

These beautiful flameless candles will set the perfect mood, whether you want a relaxing evening or a romantic one.

 

Winter Scented Aromatherapy Candles


These 4 aromatherapy candles are a perfect Christmas gift for mom to help her relax and unwind at the end of a long day. Each candle has a wonderful and distinctive fragrance (click to learn what they are!).

 

Bath Bombs Gift Set


These awesome bath bombs are another great way to set the perfect mood. Simply throw the bath bombs in warm water to create a wonderfully luxurious atmosphere.

 

Bronze Family Tree with 6 Hanging Picture Frames


This beautiful bronze set of 6 hanging picture frames is perfect for displaying your cherished family photos!

 

Fun and Funny Mugs for Mom


There are so many fun mugs and tumblers for Mom! This stainless steel tumbler is one that I love.


If you have an angel mother like I do, then you’ll love this beautiful mug.


This is another fun one. (You can also get a set with matching mug and tumbler for mom and dad. :))


This is another one of my personal favorites Show mom you appreciate the many, many important roles she plays.

You can check out more fun and funny mugs for mom here.

 

T-Shirts

Another fun Christmas gift idea for mom is T-shirts. With so many options for awesome mom’s T-shirts to choose from, you are sure to find one that she will loves!

 

Car and Trunk Organizer


This is a great way to get back more storage space and cut down on clutter in your trunk or SUV! I love this simple trunk organizer!

 

Tools

Tools are another awesome and practical Christmas gift idea for mom. When my sisters and I were in college and high school my dad bought us tools sets, and I still have it today!

So whether mom is super handy already or wants to learn to be, you can find great deals on  tools to make sure she can get done what she needs to.

This is a great, high quality, durable tool set with hammer, precision screwdrivers, tape measure, pliers, wrenches, sockets, ratches, and more!

In addition to the tool sets above, you can find tons of other great tool sets here.

Conclusion

These Christmas gift ideas for mom will give you lots of great gift options for your favorite moms or ladies this Christmas season!

 

What are your favorite Christmas gifts for mom this year? What Christmas gifts for mom do you recommend? I would love to hear your ideas! Leave a comment below and let me know!

 

Invitation to Share

Was there something in this article that inspired you to change something about your money? Are there ideas or tips that you feel could help a family member or friend or people in general? Would you please take a minute to share this article via email or social media? I would love your help to share these principles of financial well-being with others. Thank you!

Join Our Facebook Group!

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35 Ways to Slash Your Transportation Costs

how to save money on transportation

How to Save Money on Transportation

This article contains helpful information on how you can save money on transportation costs.

For most people, transportation costs are some of their biggest expenses, exceeded only by housing and possibly food. But your transportation costs don’t have to be a huge drain on your monthly budget. Fortunately, there are many things you can do to decrease the amount of money you spend on transportation costs each month.

Four of the main ways you can save on transportation costs are (1) saving when buying a car, (2) saving on commuting and travel, (3) saving on car maintenance and repairs, and (4) saving on auto insurance. Read below for 35 ways you can save money by cutting costs in each of these four areas in order to reduce your transportation costs.

 

 

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Save Money on Transportation Costs When Buying a Car

Following are simple ways that you can save money when buying a car.

1. Buy a smaller or otherwise more economical car.

If you’re driving a large vehicle or one with a low MPG rating, consider buying a more economical (but also less expensive!) car to save money on gas. Don’t buy a more expensive car (unless you were looking to upgrade anyway). And especially don’t go into debt to buy an expensive economy vehicle. The math just won’t work in your favor.

2. Buy a less expensive car to save money on transportation costs.

Maybe you don’t need a smaller car (but the same-size car or maybe your family has grown and you actually need a larger car), but just a less expensive car. If you’re currently driving a car worth $5,000 or $10,000 or more and can downgrade temporarily to a $1,000 or $2,000 that you can buy for cash by scraping the money together (by selling some stuff or working extra hours for a month or two if needed), not having a car payment will change your financial life.

Even if you’re upside down on your car and owe more on it than it is worth, it often makes sense to sell the vehicle and take out a small loan from your local credit union or community bank to pay off the difference so that you can buy a less expensive car to reduce or completely eliminate your monthly car payment.
I know this is probably a new idea to most of you, so let me restate that: even if you have to sell your car at a loss (if you’re upside down on it) and take out a loan for the amount you still owe on it, that is often a good idea.

And the reason is this: by buying an inexpensive car (in the $1,000 to $3,000 range) and then working very aggressively to pay off your loan for the difference on the money you owed on your previous car (minus what you can sell it for; sell it to an individual and not to a dealer so you can get the best price) and the small loan you may need to take out on the current car to pay the different between what you owed on it and what the car was worth, you will still be way ahead.

You will have a big advantage over where you would have  been had you tried to slog your way through paying off an expensive car loan. And then once you pay off as quickly as possible the car loan from the previous car and the small loan if needed on the get-around car, you can work to save up the money for a vehicle upgrade with cash. And you can say goodbye to car payments forever.

As a general rule I don’t advocate debt—but this is actually reducing your debt by going from, for example, a $14,000 car that you owe $16,000 on to a $2,000 minivan, where you take out a $4,000 car loan (if you can’t scrape the cash together or at least not all of it) to pay for the $2,000 you’re upside down on for your current vehicle and the $2,000 to buy the new-to-you minivan.

Again, I know that you won’t want to drive a $2,000 vehicle forever, but you won’t have to stay in it for very long if you’ll then pay off the small loan very quickly so that you can start saving for a nicer, newer vehicle. Try to pay off the new, reduced car loan in less than a year. Since the average car payment is over $400 a month, there’s a good chance you’re paying this much already each month and can therefore accomplish this goal and be car debt free in less than a year!

Then once you pay off the personal loan to the bank for the leftover money you owed on your previous car (if you had to take out a gap loan on it) and pay back the small loan you took out for your current vehicle if needed, then use that same amount to you were paying each month toward your loan (or loans) to save up in order to move up in car with cash—no car loan—in the next one to two years (see more about this just below).

3. Commit today to never have a car loan again in order to save money on transportation.

I know that the idea of not having any car debt is going to be completely foreign to some of my readers, but stick with me and this one piece of advice will literally change your life forever. I’m not exaggerating. I know in our society today many people don’t even think about owning a car without having a car payment. But you don’t have to buy into this lie any longer. Beginning today, you can help change this trend in America and in the world.

And I’m going to teach you how to do it. It’s simple, even if it may be a little hard at first. (But I don’t think it will be too hard when you compare it to the huge benefits of being car debt free forever!)

From here on out, starting today or as soon as you possibly can, I want you to be your own bank for your car purchases. That means that instead of paying the bank a car payment, you pay yourself a car payment every month. If you don’t have a savings account already set up for this, go to Capital One 360 or another bank or credit union where you can easily set up multiple savings accounts, and do this today. Then start putting a little money into this account every time you get paid, even if you start with only $5 or $10 a week or $50 a month or whatever you can currently do.

So if you can save $300 a month, for instance, from no longer having a car payment, you can buy a $5,500 minivan a year later. (That’s by saving $300 for a year; $300 x 12 months = $3,600 plus the $2,000 value of the current get-around car = about $5,500. That’s still not an expensive car, I know, but it’s definitely one that can get you around and be safe and comfortable and all of those things.) And then by doing the same thing, you can buy a $9,000 car a year after that. (That’s $5,500 + $3,600 = about $9,000.)

Do the same thing for one more year, and you’ll be in a car worth nearly $13,000, or hold on for two more years and keep saving, and you’ll be in a car worth close to $17,000 after just four years of saving up and paying for your vehicles with cash.

If you want to have a vehicle that’s even nicer than that, then keep saving in this same way, and even add more to your monthly car savings fund over time. In just five years after buying your $2,000 get-around vehicle you’re in a $20,000-plus vehicle, and you can keeping saving this way indefinitely. And you did it all with cash—no car payments! No car debt!

If you’re a two vehicle-family and you want two nice, $20,000-plus vehicles, alternate car saving—that way every 5 years you can buy a $20,000 vehicle (plus the value that your current vehicle still has after the five years, so potentially $25,000 or more).

For more information, see this article on how to never have a car payment again!

4. Negotiate the purchase price if you’re in the market to buy a car, and use the power of cash to save money on transportation.

When you are looking to save money on transportation costs, don’t just accept a car (from a dealer or an individual) at the asked-for price. Do your research, know what a really great price would be, and go after it. Even if you don’t talk the person down to what you hope to pay, you’ll still end up paying less than what you would have paid otherwise.

Learn to regularly ask the question, “Can you do any better than that?” In some cases, if you go in with cash, you can get a better deal. And don’t forget walk-away power. Don’t get emotionally invested in a car you’re interested in buying—the seller will likely be able to tell that you’ve already decided to buy. Instead, remember that there are cars for sale all over the place, and you’ll be able to get the best deal possible. Fall in love with your car after you buy it.

5. Don’t buy a brand-new car if you want to save a lot of money on transportation.

Unless you have a net worth of at least $1 million, let someone else take the steep depreciation hit from buying a new vehicle. In general, new cars lose about 60 percent of their value in the first four years after purchase. That’s one reason that even most millionaires—who have way more discretionary money than the rest of us—buy a car that is two years old or older. Because they understand the value of money (that’s how they became well-off in the first place), they don’t want to waste it buying something that goes way down in value.

Save Money on Commuting and Travel

Another important way to save money on transportation is to reduce your spending on commuting and other travel. Some of the best ways to save money on commuting and travel are listed just below.

6. Drive less to save money on transportation costs.

Combine trips when running errands. Use Road Warrior Route Planner, Route4Me, Badger Mapping, or a similar app to map your routes to get to save time and money by getting to your multiple destinations as efficiently as possible. And shop online whenever you can. The cheapest, quickest errand is the one that never happens.

7. Carpool to save money on transportation costs.

Another great way to save money on transportation costs is to carpool when you can. If you have coworkers who live in the same town, talk to them. Or if you work for a large company where you don’t know everyone, post your search for carpool buddies on the announcement board or in the breakroom. You can also take advantage of ride-sharing and similar programs offered through your work or in your community.

8. Telecommute to save money on transportation costs.

If this is an option at your work and you are one of those who can work from home, take advantage of this option! And even if no one is doing it in your office currently, ask if it’s a possibility. I’ve been able to telecommute part-time for the last several years, and it makes the job that I love even better!

9. Walk and bike more to save money on transportation.

Walking is one of my favorite ways to cut spending on transportation because you spend nothing at all—you can’t get better than free! Many people live in walkable communities, especially if you expand your definition of what “walkable” means. If you can walk or jog to work in 45 minutes but can listen to an inspiring podcast or audio book while you do it, which is something you would do while you’re relaxing on the couch after work anyway, that’s a trade-off I’ll make any day!

The same goes for biking. If you want to begin biking more and you live in a larger city but don’t yet want to buy a bike of your own, look into bike-sharing programs.

And I know it may be a little extreme, but if you’re worried about getting to work a little sweaty when your workplace doesn’t have a shower, consider this trick used by long-distance relay race runners: take baby wipes and give yourself a mini “shower” in the bathroom when you get to work.

10. Cut your commute to save money on transportation.

Move closer to work. A common theme among many of the FIRE (financial independence, retire early) bloggers is that they live (or lived, if they’re already retired early) close to work so that at least one of the spouses can bike to work. This allows them to have just one car, which can save you literally hundreds or even thousands of dollars a year. In my own family we have been a one-car family for more than five years now (and had just one car for most of the time before that, as well), and it has helped us to save and invest for other important financial goals on just one income.

11. Avoid rush hour to save money on transportation.

If you have the flexibility to, travel to and from work before or after rush hour. You’ll save money on gas and help keep your sanity, as well.

12. Buy cheaper fuel to save money on transportation.

Unless you have a luxury or high-performance vehicle, the lower-octane fuels are usually just fine. Your car really won’t notice the difference, but your savings account will.

13. Use Gas Buddy or similar apps to save money on transportation.

Save money by using online apps such as GasBuddy, Gas Guru, or Waze. These apps tell you the current best prices for gas in a given area. They’re particularly helpful when you’re planning road trips and aren’t familiar with the cheaper places to buy gas in the area.

14. Slow down, and lay off the brakes.

You can save a lot of money on your transportation costs by following the speed limit (or even driving a little under the speed limit—a kind of crazy idea, I know—to drive less than the limit ) and by accelerating and decelerating smoothly, rather than constantly revving up and slamming on the brakes.

15. Use public transportation to save money on transportation.

Usually you can save a significant amount of money (especially when you factor in wear and tear on your car) if you use public transportation, so use it whenever you can. If you use it often, get a monthly pass. And better yet, see if your employer will pay for part or all of it as an employee perk.

16. Use Uber and Lyft when traveling to save money on transportation.

By using Uber or Lyft when traveling or when you have visitors in town, the amount you save over taxis can be significant. Using one of these car rental services is also a great option when you need a second vehicle only occasionally. Sign up for Uber or for Lyft today and receive ??!

17. Drive for Uber or Lyft.

If you have used and like Uber or Lyft for your own traveling needs, consider driving for them as a side hustle to earn extra money and defray the costs of car ownership.

18. Go easy on the air conditioning and heater to save money on transportation.

Especially if you’re not traveling far (if you’re running around town), roll down the windows and turn off the AC. Keep a blanket or jacket in the car and you may be able to get away with leaving the heater off on short trips or on days when it’s not too cold.

19. To really save money, make the switch to one vehicle to save money on transportation costs.

As I mentioned above, if you can do it, one of the best ways you can save money on your transportation costs is to downsize to one vehicle (or never upsize to two vehicles). With the many other options available, this is becoming a viable option for many families. Even if it means that you have to use Uber or Lyft occasionally or even rent a car sometimes for travel or when family or friends are in town, remember that you’ll still save a ton of money in the long run by not having to pay maintenance, insurance, and registration costs on a second (or third) vehicle.

For example, if you have an SUV or van in the garage that you use primarily for when your in-laws visit, sell it, put the money in a savings account, and use it for occasions when you need to have access to a second vehicle.

Save Money on Routine Car Maintenance and Repairs

Maintaining your vehicles in good condition is a huge money saver over time! When vehicles break down or need work, it is not uncommon to have to pay an arm and a leg to get them fixed. But you can save a ton of money on car maintenance and repairs if you follow the tips below.

20. Get regular maintenance done to save money on transportation.

You have the potential to save thousands of dollars over the years on your transportation costs by getting regular maintenance done. This can help prolong the life of your car. And the longer you are able to drive your car, the more bang you got for your purchasing buck. Get your oil changed, have the tires rotated and aligned, replace filters, get recommended or needed tune-ups, and so on.

21. Save money on needed car repairs.

Another one of the main ways that you can save money on transportation is by choosing carefully where to have your mechanical work done.

For more information, see this article on how to save money on car maintenance and repairs.

22. Be very wary of car mechanics.

Another way to potentially save a ton of money on transportation costs is to shop around for good car mechanics. I generally call half a dozen places or more when I’m looking at repair work that needs to be done. And I also look at the price of just the cost of the part, separate from the labor.

So, when they tell me it’s going to be “$842 for parts and labor,” I ask them to break that apart for me, parts separate from the labor. I’ve had mechanics straight-up tell me that the high cost is because of the labor, which is itself very cheap, they claim. And so I ask them for the exact part name and as much info as I can get about it so that I can look it up for myself.

I’ve then sometimes looked up the cost of the part online at that very moment and can see that it’s much less than the amount they quoted me. I’ve found that generally the parts costs at least 50 percent less than the number the mechanic quoted me. So I’ve learned over the years that most of the car mechanic shops, even the honest ones, even the ones with good or great Google or Yelp ratings, greatly inflate the cost of the parts. This is a huge profit margin for them. Please, please do your research and don’t just take what they say at face value.

So how can you combat this challenge? Shop at awesome online parts discount stores like RockAuto (I’ll talk more about that below). I love RockAuto! Even the chain auto parts stores like Napa, O’Reilly Auto Parts, and AutoZone have much better prices than the mechanic will quote you—but in my experience RockAuto has always trumped those prices, hands down. Sign up for a free account with them today!

23. Look on Craigslist or in your local classifieds ads to find mechanics (but be careful).

You can also save money on your transportation costs by finding a reliable, trustworthy small-time or independent mechanic from word-of-mouth referrals from your friends (ask for recommendations on Facebook), or check Craigslist (but as with everything on Craigslist, be cautious!).

I’ve had only good experiences using services from Craigslist, but always do your due diligence. Especially for large projects, ask for references, look for online ratings, and check websites like the Better Business Bureau.

24. Don’t use the dealer for car repairs.

I’ve just explained how expensive auto mechanics can be. The dealers are even more expensive. My general rule is simple: avoid them. Instead, look to RockAuto and other online parts stores for amazing deals.

As I mention above, these online sellers generally offer a much better price than buying the part from a mechanic and even much more so than from a dealer.

Save Money on Auto Insurance

And finally, you can also save a significant amount of money on your transportation costs by reducing the amount you pay on your auto insurance premiums. The following tips are some of the main ways that you can cut your auto insurance costs.

25. Be loyal to the auto insurance company to save money on transportation.

You should also look to save money on transportation with your auto insurance. In many cases your auto insurance premiums with your insurance company will go down over time as you remain with the same agency for an extended period of time. So if you like your current company and they offer a competitive rate, consider sticking with them.

26. Reshop your car insurance regularly to save money on transportation costs.

That being said, just because you found the best deal on auto insurance five years ago doesn’t mean it’s still the best deal today. Insurance companies have to stay competitive, so there may very well be cheaper options available. You may also be able to pay less because of changing life circumstances—becoming older (than 25), getting married, buying a home, having a baby, and many other situations can lower your auto insurance premiums.

It’s a good idea to shop around once a year to make sure you’re getting the best value for your current circumstances. Two of the agencies with the lowest prices that you might not have considered are USAA (the insurance company we have been getting our insurance through for about the last 10 years) and Amica Mutual. Both of them are great companies with good prices. Farmers, State Farm, Progressive, and Geico are all competitive, as well.

27. Bundle with homeowners insurance to save money on transportation.

Many insurance companies give you a discount on your different policies if you purchase two or more insurance policies from them. In many cases, you’ll save money on both your homeowners and your auto insurance, for example, if you purchase them through the same insurance agency. Depending on your situation, you can also look into bundling with life insurance or renters insurance or other types of insurance they cover.

28. Increase your deductible to save money on transportation.

When you can afford to increase your deductible, it’s generally a good idea to do so. This helps you to self-insure for more minor expenses and use insurance for only the major events (which is often the best way to go). And not only will you generally save money by paying lower premiums, you’ll also save money by filing fewer claims, which can save a great deal of money over time. If you can raise your auto insurance deductible from $500 to $2,000, for example, you can save a significant amount of money. Before you raise your deductible, though, make sure you have an adequate emergency fund in place.

Filing fewer claims is also important when you are looking to save money on transportation costs because if you file too many claims, your insurance company is likely to drop you, and you will have difficulty getting coverage from other insurance agencies, as well. This is because your claims will likely be shared with other agencies through the CLUE (Comprehensive Loss Underwriting Exchange) report, which is a database of insurance claims.

29. Consider dropping collision and comprehensive (full coverage) insurance to potentially save a lot on transportation costs.

Collision insurance pays for the cost of repairs if you crash into another vehicle or object. Comprehensive insurance pays you if your car is stolen, damaged in a storm, damaged by vandals, or damaged when hit by a deer or other animal.

If you have a good driving history and especially if you’re driving an older vehicle that you can afford to replace (even with an inexpensive car, at least temporarily, if needed), consider dropping collision and comprehensive coverage (full coverage) from your auto insurance and carrying liability only. The savings are often dramatic.

30. Maintain good credit to save money on transportation.

Another factor that often helps to keep your car insurance premium lower is to have a good credit score. Many insurers use information from your credit report in determining your insurance cost. This is because those who have better credit tend to make fewer insurance claims. Remember to check your three credit reports (for free) at least once a year so that you know your information is correct and you can get the best auto insurance and other rates possible.

 

31. Purchase a pay-per-mile insurance policy if you don’t drive a lot.

You can potentially save money if you don’t drive a ton each month by switching to an insurance policy where you pay per mile. With this type of policy, you pay a base rate for coverage plus an additional amount depending on how much you drive. This type of automobile insurance policy is offered through Metromile, Esurance (an Allstate Insurance company), and Progressive (but Progressive does also take into account other factors, such as hard braking, so theirs isn’t solely a pay-per-mile policy).

Though there currently aren’t very many insurance providers who carry this type of policy, it may be something that becomes more common in the future, so if you are a car owner who doesn’t drive very many miles, look around each year before you renew your auto insurance to see what options are available.

32. Ask about available discounts to save money on transportation costs.

Many insurance companies offer discounts for those who drive less than a certain number of miles per year, for a clean driving record, and for younger drivers who maintain good grades, for example. Your agent may not think to tell you all of the discounts that might be available to someone in your situation, so be sure to ask.

33. Stop paying insurance premiums for your children.

Even if they’re still teenagers (actually, especially if they’re still teenagers, because they will be expensive!), consider making your children pay for their own auto insurance. You can still keep them on your policy if you prefer because that will save them quite a bit of money, but consider this: your children (teenaged or adult) are much more likely to drive more carefully if they are the ones footing the bill. It’s important for them to understand just how expensive insuring a car is.

My parents always paid my car insurance and never gave me any idea how much it cost, but I’m sure I would have been a more conscientious driver if they would have allowed me the opportunity (said with a smile) of paying part or all of my own insurance premiums. Try letting your kids foot the bill themselves—it will be good for them!

34. Buy a less-expensive car to save money on transportation.

Auto insurance premiums are often affected by the value of a particular model of car, the cost to make repairs to it, how likely it is to be stolen, and its overall safety record. In general, if you own an older, less-valuable car, you’re going to be able to save a lot of money in insurance costs.

On the other hand, if you have a newer car, advanced safety and anti-theft features can also save you money with insurers. So do your research, and know what your approximate cost of insuring your vehicle will be before you make the vehicle purchase. The cost of insurance could be a significant percentage of the overall cost of owning the car.

 

35. To potentially save a ton of money, downsize (right-size? :)) to one vehicle to save money on transportation.

If you downsize to one vehicle, you can save a lot of money not only in auto insurance but in gas, registration fees, maintenance, and more. We have been a one-vehicle family for most of our marriage, and I know that owning one car has been one of the factors that has enabled us to stay out of debt (#debtfreeforlife),  live on one income and still invest at least 15 percent toward retirement, fund our children’s education savings accounts, and save to pay for larger purchases (such as a car) with cash.

 

Conclusion

Overall, transportation costs are often the second or third most expensive thing that families have to pay for, after housing and sometimes food. Fortunately, however, there are also a lot of ways that you can save money on transportation expenses because many transportation costs are discretionary (such as the age and the make and model of the vehicle or vehicles you choose to drive and whether you choose to buy a car for cash or to finance it).

Consider small or big changes that you can make to your transportation expenses that will keep more of your money in your bank account so that you can work to reach your financial goals and achieve your dreams.

 

What are your favorite ways to save money on transportation? Are you willing to try committing to pay for cars with cash and buy only used cars? Would you be willing to try being a one-vehicle family? Leave a comment below and let me know your thoughts!

 

Invitation to Share

Was there something in this article that inspired you to change something about your money? Are there ideas or tips that you feel could help a family member or friend or people in general? Would you please take a minute to share this article via email or social media? I would love your help to share these principles of financial well-being with others. Thank you!

Join Our Facebook Group!

Join our closed Families for Financial Freedom Facebook group to get support and share ideas for how we can all improve our financial well-being by earning more, spending less, saving more, and investing more and reach our financial goals. You can do this! And we are here to help.

Best Thanksgiving Recipes

Thanksgiving recipes

Awesome Thanksgiving Recipes

Find information and links below for delicious Thanksgiving recipes. Use these recipes to make delicious Thanksgiving dishes that your family will love!

Make your Thanksgiving holiday amazing with these tasty homemade Thanksgiving dishes!

 

The Benefits of Enjoying Thanksgiving Dinner at Home

There are a number of great benefits of eating a wonderful Thanksgiving dinner at home. Our good friends mentioned the other day to us that they are planning on going with their whole family out to eat dinner for Thanksgiving. And that would be nice—but also expensive! You could easily spend $100 or more for a typical family of four or five. And that is if everyone pays for their own family.

Having Thanksgiving dinner at home is just a great idea, especially when you want a more budget-friendly holiday meal.

Not to mention when you go out to eat, you might be less likely to linger together after dinner talking, playing games, or enjoying family time together in other ways. And you have to deal with the crowds and the traffic and potentially cranky pre-Black Friday shoppers … (Why does Black Friday have to encroach on Thanksgiving, anyway?) 

All around, I just think that making and eating Thanksgiving dinner at home together with extended family and loved ones is just so much better!

I hope you feel the same. 🙂 This Thanksgiving holiday, may you enjoy wonderful time spent with loved ones as you chat around the dinner table and eat your delicious Thanksgiving meal!

Find the delicious Thanksgiving recipes featured here by clicking the links in the headings below.

 

Tip: Pin the image above so that you can easily find later these Thanksgiving recipes for some of the best Thanksgiving dishes!

11. Best Sweet Potato Casserole

 

The BEST Sweet Potato Casserole with Marshmallows and Brown Sugar Streusel. The perfect side dish for Thanksgiving or any other holiday celebration. #sweetpotatoes #sweetpotato #thanksgiving #sweetpotatocasserole #marshmallows #streusel #sidedish

 

 

 

12. Best Pumpkin Pie

 

 pumpkin pie recipe, the best and easy recipe perfect for the holidays!

 

 

 

13. Best Homemade Apple Pie

 

This classic apple pie recipe makes the BEST old fashioned apple pie from scratch! This easy pie has a flaky, buttery pie crust and a sweet homemade apple pie filling. With simple directions for how to make apple pie, including which type of apples to use. Perfect for the holidays, Thanksgiving or a weekend dessert. #apple #applepie #pie #thanksgiving

 

Conclusion

These 13 awesome and delicious Thanksgiving recipes will help make your Thanksgiving holiday unforgettable! Feed your family delicious Thanksgiving dishes to help make the holiday the best it can be! 

 

What are your favorite Thanksgiving recipes? I would love to know your favorite Thanksgiving recipes, as well! Leave a comment below and let me know!

 

Invitation to Share

Was there something in this article that inspired you to change something about your money? Are there ideas or tips that you feel could help others? Would you please take a minute to share this article via email or social media? I would love your help to share these principles of financial well-being. Thank you!

Join Our Facebook Group!

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Christmas Gift Ideas for Outdoor Enthusiasts

Christmas gift ideas for outdoor enthusiasts

Christmas Gift Ideas for Outdoor Enthusiasts

In this article I am going to share some of the best Christmas gift ideas for outdoor enthusiasts!

In this list you will find some of the best Christmas gift ideas for outdoor enthusiasts. Find Christmas gifts your outdoor enthusiasts will love!

In my family we are big outdoor enthusiasts ourselves, and we love to spend time in nature enjoying the beauty of the earth around us. These Christmas gift ideas for outdoor lovers will help to make your time in nature fun and memorable!

Tip: Do you want your gift fast and free? Have you tried Amazon Prime yet? Get free 2-day shipping when you sign up for a free 30-day trial of Amazon Prime, and enjoy the many benefits of this awesome service!

Also be sure to check out this article with 11 must-do tips to save money on your Christmas shopping! And learn 5 super simple ways to save $500 or more for Christmas! And also learn how to enjoy an awesome, debt-free Christmas! #win No Christmas hangover come January!

And you may also like these articles on more budget-friendly Christmas gift ideas:

​​25 Non Toy Christmas Gifts Your Kids Will Love!

40+ Awesome Christmas Gifts for Kids!

Awesome Christmas Gift Ideas for Men

 

 

Tip: Save the image above to Pinterest so that you can easily refer to this article on Christmas gift ideas for outdoor enthusiasts later!

 

 

Top Christmas Gift Ideas for Outdoor Enthusiasts

Here are some of my favorite Christmas gift ideas for outdoor enthusiasts! If you are looking for budget-friendly Christmas gifts for outdoor enthusiasts, then check out these awesome gifts at a great price!

Click the images and links below for more information about each gift idea!

Sleeping Bags


These high-quality but budget-friendly two-person, 3-season sleeping bags are a great buy! They are lightwight and waterproof and very comfortable. They are also easy to transport and store and easy to clean. An all-around winner.


If you want a little nicer sleeping bag, then this queen-sized sleeping bag by Teton Sports is a great option. It comes with a great compression sack so that you do not have to roll your sleeping bag. It is designed to be warm and comfortable and comes in a variety of colors. It is also a three-season sleeping bag.

 


Or if you are looking for just a single bag, these high-quality, best-selling sleeping bags are a great option. They are very lightweight and also comfortable.

You can also find more ideas for great, highly rated sleeping bags here.

LED Lanterns


These bright, heavy duty, durable, waterproof LED collapsible lanterns are a great buy. The are long-lasting, with up to 30 hours of power, and they are also compact and lightweight.

You can also find more great options for camping lanterns here.

Dinnerware Set (Mess Kit)


This is a great four-person dinnerware set for families. It includes four sets of plates, bowls, cups, and sporks in totally fun colors, and it is perfect for camping, hiking, backpacking, picnics, and more. This dinnerware set is easy to clean and comes with a convenient mesh bag.

 

 

Enamel Tableware Set

This is another great table set for your family. This high-quality, durable 24-piece stell tableware set with blue enamel finish contains 4 plates, 4 bowls, 4 mugs, and four sets of utensils.

Find more ideas for camping dinnerware sets here.

 

Roasting Sticks

These telescoping stainless steel roasting sticks are a great product at a great price! Perfect for kids of all ages. 😉  They are great for roasting hot dogs, marshmallows, Starbursts (give it a try!) and more! Comes with convenient carrying bag and 10 bonus bamboo skewers. The set also comes with a fun roasting e-cookbook.

If you want more options, you can find different kinds of roasting sticks here.

 

First Aid/Survival Kit

This five-star, best-selling 250-piece first aid/survival kit will help ensure you are prepared emergencies. It is durable, portable, and water-resistant. Includes military EMT pouch. fThis kit is great for camping, hiking, boating, hunting, and more!


If you want a little bit less expensive first aid kit, then this 160 piece set from Protect Life is another great option.

You can also find additional first aid kits here.

 

 

Best Books for Outdoor Enthusiasts

Books are another great option for Christmas gift ideas for your outdoor enthusiast. Books like the one above are a great gift idea for outdoor enthusiasts who love to travel and explore.

If your outdoor enthusiast loves to hike, then this book with some of America’s best hiking trails will inspire them!

 

 

And if you love the national and state parks, then check out the beautifully illustrated and inspiring 100 Parks, 5,000 Ideas. It is filled with helpful travel tips and beautiful National Geographic photography.

 

You can also find tons of great ideas for books for outdoor enthusiasts here.

 

Trunk and SUV Organizer

Keep your camping and other gear organized with a trunk/SUV organizer. This is a heavy duty, durable, and waterproof collapsible portable cargo storage organizer with three large compartments.

You can find more ideas for trunk and SUV organizers here.  

 

Camping Tents


If your favorite guy loves camping and the outdoors, like our family does, then getting him a new tent is a great Christmas gift idea! We have had an Alps Mountaineering tent (the brand of tent pictured above) for years, and we love it! We also have other Alps Mountaineering gear because they are just a great company that makes great gear.


This is another best selling Alps Mountaineering tent (little bit smaller than the one picuted above).

Another option for a larger budget-friendly camping tent with a good rating is this Coleman six-person tent.


If you have a little more money to spend and are willing to spend that money for convenience, this Gazelle brand pop-up portable camping tent makes tent setup super quick and simple. This tent holds up to 8 people, and takes just 90 seconds to set up! Now that’s fast! It is sturdy and durable, with a waterproof rainfly with integrated poles.

In addition to the tents pictured above, you can find other best selling camping tents here.

 

Camping Cookware

Another must-have item in your camping aresenal is cookware. This is a compact, portable, high-quality stainless steel cooking set with convenient travel tote bag.

You can find more ideas for camping cookware here.

Food Coolers

The 5-day Xtreme 5-Day Heavy Duty Cooler is a great Christmas gift idea for outdoor enthusiasts who love to camp, fish, hunt, or have other outdoor fun.

Find more great deals on coolers.

 

Camping Cots


This is a simple, high-quality cot with a comfortable built-in covered foam mattress pad. It has a strong folding steel frame (which supports up to 300 pounds), and the coil suspension offers a bed-like feel.


This queen-sized camping cot comes with integrated air mattress and pump. Twin-sized cots are also available.

You can find more ideas for great, high-rated camping cots here.

 

Camping Mugs


I love this inspiring ceramic mug. 🙂 It is high-quality and dishwasher and microwave safe.

See more ideas for ceramic camping mugs here.

Stainless Steel Insulated Mug

This super tough, best-selling stainless steel mug with lid keeps cold drinks cold and hot drinks hot till your last sip, and the Duracoat color coat prevents scratching, peeling, and fading.

Find additional stainless steel mugs and tumblers and that are great Christmas gift ideas for outdoor enthusiasts!

 

Duffel Bags


This awesome large, high-quality duffel bag is water resistant foldable, and lightweight. It is available in various colors. It has multiple pockets that are usable folded or unfolded.
,
You can find more great camping duffel bags here.

 

Conclusion

These Christmas gift ideas for outdoor enthusiasts will give you lots of great gift options for your favorite outdoor enthusiasts this Christmas season!

 

What are your favorite Christmas gifts for outdoor enthusiasts this year? What Christmas gifts for outdoor enthusiasts do you recommend? I would love to hear your ideas! Leave a comment below and let me know!

 

Invitation to Share

Was there something in this article that inspired you to change something about your money? Are there ideas or tips that you feel could help a family member or friend or people in general? Would you please take a minute to share this article via email or social media? I would love your help to share these principles of financial well-being with others. Thank you!

Join Our Facebook Group!

Join our closed Families for Financial Freedom Facebook group to get support and share ideas for how we can all improve our financial well-being by earning more, spending less, saving more, and investing more and reach our financial goals. You can do this! And we are here to help.

Best Christmas Gift Ideas for Men

Christmas gift ideas for men

Christmas Gift Ideas for Men

In this article I am going to share some of the best Christmas gift ideas for men!

In this list you will find some of the best Christmas gift ideas for men. Find Christmas gifts your special guy will love!

Tip: Do you want your gift fast and free? Have you tried Amazon Prime yet? Get free 2-day shipping when you sign up for a free 30-day trial of Amazon Prime, and enjoy the many benefits of this awesome service!

Also be sure to check out this article with 11 must-do tips to save money on your Christmas shopping! And learn 5 super simple ways to save $500 or more for Christmas! And also learn how to enjoy an awesome, debt-free Christmas! #win No Christmas hangover come January!

 

Tip: Save the image above to Pinterest so that you can easily refer to this article on Christmas gift ideas for men later!

 

 

13 Top Christmas Gift Ideas for Men

Here are some of my favorite Christmas gift ideas for men! If you are looking for budget-friendly Christmas gifts for men, then check out these awesome gifts at a great price!

Click the images and links below for more information about each gift idea!

 

 

 

Trunk and SUV Organizer


This is a great way to get back more storage space and cut down on clutter in your trunk or SUV! I love this simple trunk organizer!

 

T-Shirts

One fun Christmas gift idea for men is T-shirts. With so many options for awesome men’s T-shirts to choose from, you are sure to find one that your guy loves!

 

Tools


Tools are another awesome Christmas gift idea for men. Whether your guy is super handy already or wants to learn to be, you can find great deals on all the tools he would love to have in his arsenal.


This is a great, high quality, durable tool set with hammer, precision screwdrivers, tape measure, pliers, wrenches, sockets, ratches, and more!

In addition to the tool sets above, you can find tons of other great tool sets here.

 

Lego Sets


Last year I purchased a Lego set as a joint gift for my husband and son, and they had a great time building it together! (And still do!) In addition to the ship in a bottle set featured in the image above, you can find tons of other fun Lego sets for your favorite guy.

 

Best Books

Books are another great option for Christmas gift ideas for men. Books like the one above are a great gift idea for men who love to travel and explore.

You can also find tons of great ideas for books for men here.

Beard Comb and Brush Set


If your favorite guy has a beard (like mine does), then this beard grooming kit is a must! Check out the kit above, or find more options for best selling beard grooming kits here!

 

 

Food Coolers

The 5-day Xtreme 5-Day Heavy Duty Cooler is a great Christmas gift idea for men who love to camp, fish, hunt, or have other outdoor fun. Find more great deals on coolers.

 

Stainless Steel Insulated Mug

This super tough, best-selling stainless steel mug with lid keeps cold drinks cold and hot drinks hot till your last sip, and the Duracoat color coat prevents scratching, peeling, and fading.

Find additional stainless steel mugs and tumblers and that are great Christmas gift ideas for men!

 

Camping Tents


If your favorite guy loves camping and the outdoors, like our family does, then getting him a new tent is a great Christmas gift idea! We have had an Alps Mountaineering tent (the brand of tent pictured above) for years, and we love it! We also have other Alps Mountaineering gear because they are just a great company that makes great gear.


This is another best selling Alps Mountaineering tent (little bit smaller than the one picuted above).

In addition to the tent pictured above, you can find other best selling camping tents here.

 

Duffel Bag


This awesome duffel bag is water resistant and has a separate shoe compartment. Available in various colors and sizes. It has multiple pockets and padded shoulder strap for easy carrying.

You can find more great sports duffel bags for men here.

 

Sports Equipment

If the guys in your life love to shoot hoops, this Spalding basketball pictured above is a great option for them.

Find more ideas for other awesome sports equipment for men, as well!

 

Exercise Equipment


If your guy is looking for ways to get in better shape for the new year, then this treadmill pictured above is a great option! It is very similar (but not as expensive) as the treadmill I use most days of the week as I exercise. By using a treadmill like this one, I was able to exercise and lose close to 20 pounds earlier this year, all while I worked!

Tip: Learn how you can save tons of time by exercising while you work!

You can find other great options for treadmills here.

Conclusion

These Christmas gift ideas for men will give you lots of great gift options for your favorite guys this Christmas season!

 

What are your favorite Christmas gifts for guys this year? What Christmas gifts for guys do you recommend? I would love to hear your ideas! Leave a comment below and let me know!

 

Invitation to Share

Was there something in this article that inspired you to change something about your money? Are there ideas or tips that you feel could help a family member or friend or people in general? Would you please take a minute to share this article via email or social media? I would love your help to share these principles of financial well-being with others. Thank you!

Join Our Facebook Group!

Join our closed Families for Financial Freedom Facebook group to get support and share ideas for how we can all improve our financial well-being by earning more, spending less, saving more, and investing more and reach our financial goals. You can do this! And we are here to help.

Free No Spend Challenge Printable!

no spend challenge printable

 


Get the Free No Spend Challenge Printable!

Sign up at the bottom of this article to get your free no spend challenge printable!

This awesome no spend challenge printable will help you to track your successful no spend days to help you stay motivated to keep your no spend commitment!

This free no challenge printable also has great ideas for additional ways you can save money!

A no-spend challenge can be so powerful! It has the potential not only to help you save money (sometimes a lot of money) but it can also really help you change the way you look at money and potentially even change your whole financial future.

For example, by doing a no-spend challenge for a month, you could nearly fund or even completely fund your starter emergency fund! So let’s talk about a no-spend challenge and how to accomplish it.

 

Tip: Save the image above to Pinterest so that you can easily access this free no spend challenge printable later!

 

 

 


The No-Spend Challenge

A no-spend challenge has the potential not only to help you save money (sometimes a lot of money) but it can also really help you change the way you look at money and potentially even change your whole financial future.

For example, by doing a no-spend challenge for a month, you could nearly fund or even completely fund your starter emergency fund! So let’s talk about a no-spend challenge and how to accomplish it.

 

What is a no-spend money challenge?

A no-spend challenge is where you go for a week, two weeks, or even a month or more either without spending money or without spending money on anything besides the bare essentials. You could start with a one-week no-spend challenge the first time, and then do two weeks, and then go for a whole month.

Or if you really want to turbocharge your savings and short-circuit your spending habits, you could go all in and start with a one-month no-spend challenge. Or you could do a no-spend challenge in just a particular category, if you have a particular budget-busting area such as clothing or entertainment.

 

 

What are the benefits of a no-spend money challenge?

The benefit of a no-spend challenge is that not only can you save a significant amount of money, but it can also help you to break money habits that you want to give up.

Say, for example, that you have gotten into the habit of buying clothes every week online at Target. Or toys for the kids. Or you’ve gotten into the habit of stopping at the store nearly every day after work for just “one or two things,” and then you inevitably leave the supermarket or big box store with more than you planned.

All of that frequent or maybe even nearly constant shopping, even if it’s not a bunch of money at one time, will really bust your budget. But you can change your financial course more quickly than you think. And a great way to do that is with a no-spend challenge.

Are you ready to really reset your financial habits? Then do a no-spend money challenge and begin to change your life today!

 

How much money can I save during a no-spend challenge?

The amount of money you can save during a no-spend challenge depends on how long you choose to do the no-spend challenge for and how much you normally spend during that time.

But let’s imagine that you’ve decided to go all in, and so you’re going to reduce all spending except for monthly bills like rent or mortgage and utilities and cell phone and fuel for your cars and such, as well as essential foods like some fresh produce.

And let’s say you’re a family of four and that in a given month that you typically spend $600 on groceries, $200 on gas, $200 on entertainment, $100 on clothes, $100 on eating out, and $100 on stuff for the kids and other miscellaneous purchases.

And let’s say that you decide to eat what’s in your fridge, freezer, and cupboards and pantry and save $400 on groceries, you cut down on your driving to save $100 on gas, and then you spend nothing on entertainment, clothes, or eating out for the month.

So you could save $1,000 during that no-spend month! And that awesome amount of money you just saved can become your initial starter emergency fund. Score!

 

How can I succeed in doing a no-spend money challenge?

It probably won’t be as hard as you might think to be able to succeed at your no-spend challenge. First, if you do a full no-spend challenge, you will need to get organized and do some meal planning. (But you should do that anyway! :))

And you will probably need to get creative with your meal planning (download a simple weekly meal planning worksheet here), if you decide (as I would recommend you do) to cut your grocery budget during that time.

You can of course search online for some great ideas for recipes that have the ingredients you have on hand that you are trying to use up, or you can just wing it and see what concoctions you can create. You’ll likely even find some new family favorites!

You can even make the challenge into a game, to help keep things from getting too serious. With your family, once you have determined a goal for how much you want to plan to save, see how quickly you can do it or if you can even exceed your savings goal—or even better, do both!

Other than that, it’s mostly just staying out of stores and restaurants and movie theaters and so forth and staying offline. Figure out what your triggers are for spending money, and then set yourself up for success by avoiding those trigger points.

Setting and then working toward your financial goals and dreams will also help you stay on track to reduce your spending. When you know what your financial priorities and goals are, it’s easier to keep your resolve to go for a time without spending because you know that whatever you might be giving up now is a small sacrifice compared to the big financial goals you can reach if you will stay the course and follow through.

Also work on finding new hobbies and activities that don’t cost money or that don’t cost a lot of money. For ideas, see this huge list of 73 fun free and cheap activities you can do.

 

What else can I do to start to get a handle on my financial situation?

In addition to doing a no-spend challenge and tracking your progress with your no spend challenge printable, you should create and start to follow a budget or spending plan. I know that sometimes budgets have negative emotions attached to them, but a spending plan or budget is simply where you tell your money where you want it to go.

It’s that simple. You control the budget, so that your spending won’t control you. See this article for more information on how to create your first budget. And learn how to stick to a budget here.

To learn how to start getting control of your finances and really start winning with money, join my free financial success challenge, Save Your Money, Change Your Life. During the 7-day challenge you will learn how to earn more, save more, spend less, and invest more in order to right your financial ship, gain financial stability, and work toward building prosperity and wealth and achieving financial freedom.

 

As you work to get your financial life in order, you should start tracking your spending. You can track your spending with the free worksheet available here and you can receive a simple-to-use budget here.

 

A great free app to help you as you begin to manage your money is Personal Capital. With Personal Capital, you can see not only all of your bank checking and savings accounts and even your credit cards and other finance accounts, but you can also link your retirement and regular nonretirement brokerage accounts.

This allows you to have a complete, overall picture of your current financial situation. And you can also view your account history to see how your accounts and overall portfolio have done over time. I love this very helpful tool and use it regularly! Sign up for your free Personal Capital account here.

 

Conclusion

Use the no spend challenge printable to help you reach your savings goals! A no spend challenge really is a great way to save money fast for things like emergency funds, a debt-free Christmas, or other financial goals.

Maybe the idea of doing a no-spend challenge is a little daunting—but you can do it! And when you do, it really could change the way you look at money and even change your whole life. It will strengthen your resolve to make positive financial changes in your life.

Most things in life that are worth achieving require a little hard work or sacrifice, or both, and winning with your money is no different. But the rewards are so worth it!

Changing your money habits so that you really succeed with your finances will have a bigger impact than most other things in your life. So the sooner you get started, the sooner you’ll reach the finish line! Get ready, get set, go! And I’ll help you all along the way! Leave a comment below, or post a comment in our new Families for Financial Freedom Facebook group.

Invitation to Share

Was there something in this article that inspired you to change something about your money? Are there ideas or tips that you feel could help a family member or friend or people in general? Would you please take a minute to share this article via email or social media? I would love your help to share these principles of financial well-being with others. Thank you!

Join Our Facebook Group!

Join our closed Families for Financial Freedom Facebook group to get support and share ideas for how we can all improve our financial well-being by earning more, spending less, saving more, and investing more and reach our financial goals. You can do this! And we are here to help.